Best Credit Card Offers in UAE 2024: Top Picks For Maximum Rewards and Benefits

Best Credit Card Discounts At Amazon

Being one of the top retailers in the country, Amazon often offers its customers significant deals and discounts on payments via bank credit cards. From providing items in 0% instalments to additional discounts, they provide it all, at festive as well as recurring sales. 

Amazon AE Credit Card Offers With ADIB Cards | Up to 20% Off (Live Now)

• Get a 20% discount (up to 75 AED) when shopping for eligible products with ADIB Debit, Credit and Prepaid Cards.

• The maximum discount per order across the Amazon.ae website and/or app is AED 75.

• The offer is applicable for a minimum cart value of AED 100.

Amazon AE Credit Card Offers With ADCB Bank | Up to 25% Off

• Amazon in association with ADCB is offering all Amazon customers a maximum of 25% off on their purchase.

• This is a limited-period credit card promotion that will last only till the sale.

• The maximum discount per order across the Amazon.ae website and/or app is AED 150.

• The offer is applicable for a minimum cart value of AED 100.

• ADCB Debit/Credit cardholders should apply the code to get up to 15% (maximum AED 75) off on eligible items.

• ADCB Mastercard Debit/Credit cardholders should apply the code to get up to 25% (maximum AED 150) off on eligible items.

Amazon Top Credit Card Offers With CitiBank Credit Card

• Amazon in association with CitiBank offers additional discounts at the Super Saver Sale every month from the 1st to the 7th.

• Discounts worth 10% or AED 50 off are offered on all payments made via the Amazon Citi Bank credit card. 

• Buyers can purchase from plethora of products from the categories of Amazon fresh, personal care and hygiene products, home care products, and beauty and skincare. 

Amazon Credit Card Discount With Emirates

The Emirates Islamic Bank is offering all its customers a flat 15% discount on payments made via the Emirates NBD credit card. Here are the terms and conditions of the Islamic bank card to help facilitate your purchase:

• Applicable only to Amazon AE cardholders. 

• The Amazon AE credit card offer can be readily combined with other Amazon AE promo codes and Amazon AE discount codes. 

• Users are eligible for a flat 15% discount only on cart values of AED 100 or more. 

• The Amazon AE credit card offer is only applicable to payments made via the Emirates NBD and not to COD orders or payments made via other online sources. 

Amazon AE HSBC Offers | Flat 15% Off 

Amazon in association with HSBC is offering their customers incredible offers and saving opportunities on their purchases: 

• Amazon is offering their customers a flat 15% or AED 75 off on their purchase. 

• The discount is available only once, each month till the 31st of December. 

• The minimum purchase amount has to be AED 150, excluding shipping costs or any import fee if applicable. 

• The discount is applicable on all available categories on the Amazon app/website. You need to enter the Amazon credit card offer or add it as per the calendar month; like Sept: HSBCSEP15| October: HSBCOCT15| November: HSBCNOV15| December: HSBCDEC15. 

• The offer is applicable only on payments made via the HSBC credit card and not on payments made via Amazon Pay, Apple Pay, or any other Buy Now, Pay Later services, or COD. 

• The offer is not applicable on the purchase of gift codes, or purchases made at the time of some sale like Prime Day sale, Ramadan sale, and more.

Amazon AE Best Credit Card Offers In The UAE

Noon Credit Card Offers | Mashreq Credit Card With 5% Cashback

Noon in association with Mashreq Bank of the UAE, has its credit card called the Masreq Noon credit card, which allows the customer access to multiple benefits. Users can also make the most of this deal. Here is an overview of the sale and the available Mashreq bank offers on it:

• Get AED 1000 as a welcome bonus at Noon if you are applying for your first credit card with Mashreq.

• In the case of an existing credit card, the Mashreq card holders are eligible to get an AED 100 as a part of their Mashreq credit card offer. 

• Get unlimited next-day deliveries for free on all Noon Express orders. 

• Get flat 5% cashback on all purchases made at Noon and its subsidiary websites like Sivvi, Noon Food, NowNow, etc. and a flat 1% cashback on all payments made via the Mashreq noon credit card at other retail stores and websites.

• Save more than AED 3000 in a year with zero credit card charges. 

However, it is to be remembered that:

• The minimum spend within the first two months of acquiring the credit card has to exceed 4500 AED to be eligible for the welcome bonus 

• Anyone who has applied for the Mashreq Noon credit card on or after the 15th of January will have their welcome bonus reduced from AED 1000 to AED 500. This is because the welcome bonus is for new credit card holders and not pre-holding customers.

What is the Mashreq Noon VIP credit card minimum salary requirement?

The minimum salary requirement to avail of the Mashreq Noon VIP credit card is AED 10,000 with a zero annual fee. Use the Noon coupon code ZOUT11 to get an additional 10% off Noon cashback on your order.

Carrefour Credit Card Benefits With MasterCard World, Elite, FAB, And Dubai First Cards 

Carrefour is offering their cardholders extra discounts to save exponentially on their purchase in various categories available on the store and website: 

Carrefour MasterCard World and Elite Card Discount | Up To AED 60 Off

• Carrefour quite often hands out extra discounts with its credit card offers in association with MasterCard World and Elite Cardholders.

• Mastercard users are in for a treat as the users can get a discount of up to AED 60 off using the MasterCard Elite and World cards. 

• MasterCard World users are eligible to get a maximum of AED 40 off on a minimum purchase of AED 250. 

• MasterCard Elite users are eligible for a maximum of AED 60 off on a minimum purchase of AED 300. 

• The MasterCard offer applies only to cardholders in the UAE and will be live till the 30th of September, 2024. 

• The MasterCard offer is applicable in the categories of food, electronics, appliances, personal care, beauty, and more. 

• The Carrefour credit card offer is not available to wholesalers buying in bulk. 

• Users are also eligible to get an additional 40% off on their first order and an additional 5% off on their subsequent purchases.

Carrefour FAB and Dubai First Cards Discount | Up To AED 75 Off 

• FAB and Dubai First Card and Dubai First Cardholders are eligible to get a flat 15% off or a maximum of AED 75 off on a minimum purchase of AED 250. 
• The discount is applicable for only two orders per month for one cardholder. 
• The offer is valid from the 1st of July to the 31st of December. 
• The discount is applicable only on products available on the Carrefour app and website. 
• This offer can not be combined with payments being made via Apple Pay and ShareRewards. 

Best Credit Card For Airline Miles With MakeMyTrip | ADCB Credit/Debit Cards

If you are an ADCB card holder, you’re eligible to avail a flat 20% discount on your flight bookings with MakeMyTrip UAE. This offer is valid on international round-trip flights for any airline and class.

• Using the ADCB credit card allows users to enjoy a flat 20% off on all bookings of flights via the MakeMyTrip app.

• Payments via the ADCB credit card will get the cardholders a flat 10% off or AED 50 off on their bookings and 10% cashback in their MakeMyTrip wallet. 

• While there is no minimum cart value the discount is only available on bookings made via the MakeMyTrip app. 

• Offer not applicable to PayPal, MMT Gift Card, or Loyalty Card payments.

Best Credit Card Benefits With Emirates Islamic And Liv Card At Sivvi

Apart from being known as a one-stop destination for high fashion apparel, footwear, beauty, and more, Sivvi is also known for providing its customers with added opportunities for saving via the Emirates Islamic Credit Card. Here are the terms and conditions for the credit card that has the best offers on Sivvi: 

• Buyers are eligible to receive an additional 20% off or a maximum of AED 50 off per order. 

• The discount is applicable on two orders per customer and is applicable on the popular categories except on gold, silver, and apple products. 

• The minimum cart value is AED 99 and the offer is valid till the 10th of June. 

• The Credit card discount is automatically applied to your purchase once you choose your payment method. It is to be noted that the discount can not be combined with any other offer or promo code. 

• The offer can not be combined with Noon cards and Apple Pay.

• The discount does not apply to Gift cards and can not be combined with any Buy Now, Pay Later services.

Best Credit Card Offers With LIV Card

Liv is an online digital bank credit card that allows you to enjoy discounts similar to a credit card from any physical bank. Here’s what they are offering you at Sivvi:

• Liv Digital Card allows you to save a flat 20% or AED 50 on your purchase on a minimum cart value of AED 99. 

• The discount is applicable on two orders per customer and can not be applied with a coupon code or promo code. 

• Buyers can not apply the discount on the purchase of gift cards. The discount is also not applicable to gold/silver and Apple products.

Noon Food Best Credit Card For Beginners With FAB and Dubai First Bank

Order delicious food for yourself with an additional discount on your order using the FAB and Dubai First Bank credit card discounts on Noon Food. Here are the terms and conditions for both: 

• The Credit cards offer you a flat 20% or a maximum of up to AED 25 off on your purchase from popular eateries and restaurants. 

• The discount is available on a minimum cart value of AED 50 and on a maximum of 2 orders per customer per month starting from March 1. 

• The offer is valid only for FAB and Dubai First Bank credit cardholders in the UAE. 

• The offer does not apply to payments made via Apple Pay. 

People who do not own FAB and Dubai First Credit cards can take advantage of the Noon Food discount code ZOUT to get a flat 52% off on their first order.

Noon Food Credit Card Offers With Liv MasterCard

• Use the Liv MasterCard and get 60% off up to AED 25 on a minimum cart value of AED 30. 
• Offer is applicable on a purchase of a maximum of one order per person. 
• The Liv Mastercard offer can not be applied to any other existing coupon code. 
• The MasterCard discount is applicable only on cards issued in the UAE. 
• The offer does not apply to payments made via Apple Pay. 

FAQs

1. Which is the easiest credit card to get in the UAE?

The RAK Bank Credit card is the easiest credit card to get in the UAE with a minimum salary requirement of AED 5000 and 0 annual fee and easy accessibility is what makes this a great choice.

2. Which credit card has the most benefit?

The ADCB and the DIB credit cards are the ones that offer the maximum benefits to their customers. Their benefits range from lounge access to movie discounts, to travel discounts, and more, which makes them one of the most beneficial credit cards in the UAE.

3. How to get a credit card for a salary below AED 3000 in UAE?

Unfortunately, it is hard to get a credit card at a salary of AED 3000 or below because most of the banks in the UAE do not offer cards unless you have a salary of AED 5000  to AED 10,000, and it varies from bank to bank and card to card.

4. Which is the best credit card to get for a low salary?

The Emirates Lulu credit card is the best credit card to get on a mere salary of  AED 5000. All you need to be is of age 21 and above and you can get access to various benefits including: 

• Get up to AED 60,000 as job loss cover for up to 12 months or until re-employment. 

•  Get a payout of AED 100 per day in case of hospitalisation.

•  0.99% monthly fee on your card’s outstanding balance.

•  Avail of up to AED 300,000 as deceased cover for each credit card holder.